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Getting started as an investor

Make more of your money by becoming an investor. Anyone can do it and with HSBC at your side it's easy to start.

Know your needs

Whether you're planning on buying a property or leaving a bigger inheritance for your children, there is always a type of investment to help achieve your goals. If you have an emergency fund ready for unexpected events, you're prepared to look at your options.

Four things to think about before investing:

  1. 1 Your goals

    Having a clear goal is the first step to determining your investment type, whether you are considering buying a new house, starting a family or saving your retirement. Your goal might be protecting your current lifestyle, buying a new car or making a big life change.

  2. 2 Your income

    This is a good time to look at your income and determine whether it's sufficient for your goals. Can you live your ideal life with your current income? Could you support your children's education? Your current income will need to support your investments to achieve your goals.

  3. 3 Your health

    You may have a private security program but is it flexible enough to meet your changing needs? Have you thought about how you'd manage if something happened to you or your partner? You might want to think about how investments fit into your family's protection plan.

  4. 4 Your business

    If you're a business owner, you'll need to think about how your business links to your personal finances. It's a good idea to have a sense of where your business is going in the next 12 months. Having a clear idea of that can help you choose the right investments. The issues that need to be considered are how much you need to maintain your current lifestyle and whether you need to obtain cash quickly and conveniently. 

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More products and information

Global experts' advice to help you capture global investment opportunities and mitigate investment risks to meet your diversified investment and wealth management needs. Our investment products include: Structured productsDual Currency Investment and Enhanced Yield InvestmentOverseas Investment Plan, and Local Unit Trust and Hong Kong Mutual Recognition of Funds.

We take into account your protection needs at various life stages to help you find out suitable insurance plans, leveraging on our ability to offer a one-stop platform for your insurance needs.

You could check our insurance partner policies including Travel insuranceHealth insurance, and Life insurance, and our Online service.

In today’s fast-paced financial world, the only way to stay ahead is to be on top of current market events. Tap into our unique market insights and investment analysis to stay informed about the latest trends and regional news with just a few clicks.

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Although the above information is carefully written, the Bank does not warrant, state or guarantee the accuracy or completeness of the above information. The above information is not and should not be regarded as an offer or purchase invitation for any financial product, nor should it be viewed as an investment proposal.