Top of main content

Create your financial plan

Are you ready to start using your money to achieve your goals? Here’s how to put together a financial plan in seven simple steps, from determining your goals to reviewing your annual plan.

Seven steps for financial planning

Before you can create a plan, you need to know what you're aiming for. You might be thinking of a long-term goal such as a comfortable retirement or dreaming of a short-term goal like buying a second house next year.

You may have your eye on a yacht, but when you start prioritising your goals you might realise that retirement or protecting your family are more pressing needs right now.

Now you have an idea of your goals, it's time to see how much money you have, including investments, assets and insurance policies. How much more do you need to fund your dreams?

Your goals will change as you get older, your income increases and your family grows. Every year you should reassess what's important to you and check that your current plan is helping you reach your goals.

More products and information

 
New window

Global experts' advice to help you capture global investment opportunities and mitigate investment risks to meet your diversified investment and wealth management needs. Our investment products include: Structured productsDual Currency Investment and Enhanced Yield InvestmentOverseas Investment Planand Local Unit Trust and Hong Kong Mutual Recognition of Funds.

 
New window

We take into account your protection needs at various life stages to help you find out suitable insurance plans, leveraging on our ability to offer a one-stop platform for your insurance needs.

You could check our insurance partner policies including Travel insuranceHealth insurance, and Life insurance, and our Online service.

 
New window

In today’s fast-paced financial world, the only way to stay ahead is to be on top of current market events. Tap into our unique market insights and investment analysis to stay informed about the latest trends and regional news with just a few clicks.

Get started

 
New window

Visit any of our HSBC branches with your valid ID card to register for this service.

Opening hours: Monday-Friday, 9am-5pm (some branches may provide limited weekend service)

Make an appointment

By phone

For general inquiry (RBWM only)

400-820-3090

Please dial China country code +86 if you are calling from overseas

Frequently asked questions

Although the above information is carefully written, the bank does not warrant, state or guarantee the accuracy or completeness of the above information. The above information is not and should not be regarded as an offer or purchase invitation for any financial product, nor should it be viewed as an investment proposal.