A Dual Currency Investment is a non-capital protected structured financial product with floating returns. By linking to the performance of foreign exchange rates, you will have a chance to earn potential return, as well as meet your foreign currency investment needs.
No early redemption is allowed for this investment product.
Wealth management is not equal to deposit. Please be aware of the risks associated with the product and make prudent investment decisions.
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Dual Currency Investment (Basic Type) - Product Risk Level: 3 (Medium)
Dual Currency Investment (Basic Type)is suitable for investor (including general individual customer and High-net-worth Customer)who satisfies all the following conditions:
Dual Currency Investment (Partial Principal Protected At Maturity Type) - Product Risk Level: 2 (Low to Medium)
Dual Currency Investment (Partially Principal Protected At Maturity Type) is suitable for investor (including general individual customer and High-net-worth Customer)who satisfies all the following conditions:
*High-net-worth Customer is a commercial banking customer who meets any one of the following conditions:
(A) single subscription equivalent to CNY 1 million or above by a natural person;
(B) when subscribing an investment product, the customer’s personal or family financial net assets totaled more than CNY 1 million, and can provide proof;
(C) the customer’s annual personal income or family income for the last three years exceeds CNY 200,000 or CNY 300,000 respectively, and can provide proof.
You can choose a product structure, an investment currency (base currency), a linked currency, investment tenor and conversion rate (strike rate) with a minimum investment amount of USD 17,000 (or its equivalent in other currencies).
The bank observes the market rate at Fixing Time on Fixing Date (the Fixing Rate):
1. Dual Currency Investment (basic type):
2. Dual Currency Investment (80% Partial Principal Protected at Maturity Type):
It depends on the stipulation of the product contract.
You could also find detailed product information by the code on www.chinawealth.com.cn
The historical fixing rate will be updated biweekly, and This information is only for a reference and does not represent recommendation from HSBC for customer to buy or sell based on the information provided. Customer should not rely on the information expressed in this document solely to make investment decisions.
An Enhanced Yield Investment Product is a structured financial product with floating returns. This product is 100% capital protected at maturity.
We offer services to meet all of your foreign exchange needs in a faster and more convenient way.
HSBC Structured Investment products are usually linked to financial assets such as equities, indices, foreign exchange rates or securities. The potential return of Structured Investment products is determined by the performance of the linked financial assets, product portofolio and detailed terms and conditions. Please note that the potential return of the Structured Investments is not a 100% reflection of the actual performance of the underlying assets. Product selection is designed to meet your investment goals and risk appetite, providing you with opportunities to earn potential returns and enhance your wealth potential.
An Overseas Investment Plan lets you invest in a diversified selection of funds and bonds managed by a team of leading fund managers. We help investors take advantage of global market opportunities, allowing you to diversify your risk and expand your global asset allocation.
In today’s fast-paced financial world, the only way to stay ahead is to be on top of current market events. Tap into our unique market insights and investment analysis to stay informed about the latest trends and regional news with just a few clicks.
Visit any of our HSBC branches with your valid ID card and register for this service. You can also purchase Dual Currency Investment online.
Opening hours: Monday-Friday, 9:30am-4:30pm (some branches may provide limited weekend service)
This investment product is available for purchase all year round. The transaction date should be during one of the standard opening days of commercial banks in mainland China and Hong Kong, as well as the standard opening days of major banks in the foreign country issuing the currency you would like to invest (including Foreign Exchange and Foreign Currency Deposit).
You can purchase Dual Currency Investment basic products via HSBC Personal Internet Banking. You need to complete your first transaction at one of our branches before you can begin any online transaction.
Dual Currency Investment-Trading hours: Monday to Friday, 6am-7pm
This investment product is available for purchase all-year-round. The transaction date should be during one of the standard opening days of commercial banks in mainland China and Hong Kong, as well as the standard opening days of major banks in the foreign country issuing the currency you would like to invest (including Foreign Exchange and Foreign Currency Deposit).
There is no contractual value in this page and the information above is not and should not be regarded as an offer to sell or a solicitation for an offer to buy any financial product, and should not be considered as investment advice.
The above information is only a brief introduction of the product(s). If you are interested to know more about this product, please contact the Bank and carefully read the product description pack. In the event of any discrepancy, the terms and conditions associated with each product shall prevail.
Dural Currency Investment (“DCI”) is a non-capital protected investment product with floating returns involving high investment risks. You may suffer significant loss of principal due to market fluctuation. Dual Currency Investment is not deposit product. The Bank does not provide any guarantee or promise on principal protection or investment return of the product. Investors should fully understand the investment risks and act prudently in making the investment decision.