Products under this Insurance Plan are issued and managed by MetLife Insurance Co., Ltd. HSBC China (the Bank) only serves as the third party sales agent and thus will not assume responsibilities for investment, cashing and risk management of such products.
Important notice: This is a participating insurance product, the dividend depends on the specific operating conditions.
More help when you need it.
When the unexpected happens, this policy can offer you more support with additional benefits.
Learn more about the product agreement from below Policy Contract.
Mr. Xu, 45 years old, a private business owner, has a child of 15 years old. He is planning to arrange a portion of his pension to ensure the quality of future retirement when he has sufficient funds. If other assets are operated successfully, the money can also be inheritance. Mr. Xu bought [Feng Ying Nian Nian Insurance Plan] annuity products, with the insurance amount of RMB 100,000, payment perios of 3 years, insurance period of 25 years, at the annual premium of RMB 271,159. Mr. Xu can enjoy the benefits as below:
Option 1: Annually supplementary pension payment - After the completion of the payment, Mr. Xu retires at the age of 60. He can receive RMB 100,000 per year as a supplementary pension from 61 years to 70 years old, and enjoy the potential annual dividend.
Option 2: Family inheritance - After the completion of the payment, the business runs smoothly. Mr. Xu decides to be paid with a lump-sum at the age of 70 instead of annuity so his child can inherit the wealth at the age of 40. This lump-sum may vary based on the level of dividends: RMB 1,146,388 if dividends level at low-range, RMB 1,586,937 if dividends level at mid-range, or RMB 1,846,083 if dividends level at high-range.
Profile of the insurance company
Sino-US United MetLife Insurance Company Limited (NYSE: Metlife China) was incorporated as a joint venture company formed by a subsidiary of MetLife, Inc. and Shanghai Alliance Investment Ltd. (SAIL) Supported by the MetLife companies' experience in the insurance industry and SAIL's expertise in the Chinese market, MetLife China is committed to providing trusted and professional insurance solutions to customers in China. MetLife China o ers life, health and accident insurance as well as savings products to individuals in over twenty cities all over China through its career agency, bank partners, direct marketing & digital Marketing, Group & Employee Bene t channels. For more information about MetLife China, please visit the company’s website at www.metlife.com.cn.
Contact information of the insurance company
Sino-US United MetLife Insurance Co., Ltd
Central Plaza 15/F,No 227 North Huangpi Road,Shanghai
Service Hotline: 400-818-8168