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Life insurance

Feel comfortable knowing you have protected your future and your family’s future with our range of flexible life protection plans.

Our life insurance products can play a part in wealth management and legacy planning for you and your family. We provide you with a wide range of reliable protection plans and flexible options to suit your needs and assure you a hassle-free future.

Insurance product range may vary across different channels. To know more about the product scope or product details, please visit our branches in Shanghai, Beijing, Guangzhou, Shenzhen, Hangzhou, Suzhou, Dongguan, Dalian, Xiamen, Chengdu, Ningbo, Shenyang, Qingdao, Wuhan, Chongqing, Jinan, Tianjin, Xi'an, Foshan and Nanjing. Our Customer Relationship Managers will be pleased to provide you with financial planning review services and an analysis on your protection needs.

Contact us

For general inquiry

400-820-3090

Please dial China country code +86 if you are calling from overseas

Family protection

HSBC Hui Ying Yi Sheng Whole Life Insurance (Participating)

HSBC Hui Ying Yi Sheng Whole Life Insurance (Par.) is an increasing whole life coverage that helps you protect your family against the possibility that you may not always be there with them.

HSBC Hui Xiang You Xuan Term Life

HSBC Hui Xiang You Xuan Term Life will provide pure protection to you with low premium for a defined period in your life, and will help you shoulder the responsibilities for your family and stable your happiness.

Allianz Fu You Jin Sheng Whole life Insurance Plan

The plan consists of Allianz An Shun Hui Fu Whole Life Insurance (Participating), Allianz Applicant Term Life Waiver of Premium Rider” (optional).

Allianz An Chuang Wei Lai Term LifeInsurance

The product provides protection for your life value which could last until you are 70. If something unfortunate happened, the insurance benefits can help your family resist temporary financial crisis and your care for family continues.

Metlife Du Hui Nian Hua Whole Life Insurance Plan assists you throughout different life stages as well as assure you and your family with more confidence. This plan aims at maintaining quality of your family life, planning for your legacy in advance, and reflecting your life value. 

Ping An Chuan Fu Yi Sheng Er Hao Whole of Life Insurance

Ping An Chuan Fu Yi Sheng Er Hao Whole of Life Insurance with high cover, increasing sum assured and flexible premium payment period will assist you and your family for protection planning and Legacy Planning.

Retirement planning

HSBC Hong Li Yue Yue Ying Annuity Insurance type B (Participating)

HSBC Hong Li Yue Yue Ying Annuity Insurance Type B (Participating), provides the sustained and stable Cash Coupon for your retirement life and enables you to share in the participating business growth results of HSBC Life Insurance. Starting from now on, you can leisurely plan for your retirement life.

Ping An Ying Li Bao Annuity Insurance

Ping An Ying Li Bao Annuity Insurance features safe and steady annuity benefits and special survival insurance along with other unique and beneficial surprises. This product assists you in easily achieving financial milestones and helps you through critical moments.

Feng Ying Nian Nian Insurance Plan serves two major financial goals: the future education fee for your children and your future pension. It features flexible usage, customized payment options and potential dividends. Let us assist you in growing your wealth and management so you can focus on enjoying your life.

Allianz Hui Ju Feng Cai Insurance Plan

This Plan is composed of Allianz An Yu Feng Cai (V) Double Insurance (Par.) and Allianz Supplementary Insured Exemption from Premiums Term life insurance (Optional), etc. It offers 3 years and 5 years payment period to provide more flexibility in your financial planning.

Allianz Yi Sheng Hui Ying (II) Whole of Life Annuity Insurance (Participating)

This Plan is composed of Allianz Yi Sheng Hui Ying (II) Whole of Life Annuity Insurance (Par.) and Allianz Supplementary Insured Exemption from Premiums Term life insurance (Optional). We provide you a commprehensive planning against inflation and let you enjoy your happy retirement.

Allianz Yi Sheng Zun Xiang (II) Annuity Insurance (Participating)

This Plan is composed of Allianz Yi Sheng Zun Xiang (II) Annuity Insurance Plan (Par.), Allianz An Kang Yan Nian Major Illness Insurance Plan (Optional) and Allianz Supplementary Insured Exemption from Premiums Term life insurance (Optional). You can receive a basic annuity amount on each annuity collection day after the policy has been in force for five years to easily ensure a steady cash inflow for an enjoyable future.

Allianz An Yu Ru Yi (II) Annuity Insurance (Participating)

This Plan is composed of Allianz An Yu Ru Yi (II) Annuity Insurance (Par.) and Allianz Supplementary Insured Exemption from Premiums Term life insurance (Optional), etc. You can decide your own pension collection date applying following restriction: no earlier than five years after the policy is in force or by the end of the payment period, whichever is later. It meets your needs for at various life stages such as education and retirement with a variety of protection tenor.

Education

HSBC Hong Li Yue Yue Ying Annuity Insurance type B (Participating)

HSBC Hong Li Yue Yue Ying Annuity Insurance type B (Par.) provides a steady growth of survival insurance for your children while you enjoy HSBC's dividend. Show your support while your child is studying, starting a career and having his/her own family. Let us help your family reach their goals.

Allianz An Yu Ru Yi (II) Annuity Insurance (Participating)

This Plan is composed of Allianz An Yu Ru Yi (II) Annuity Insurance (Par.) and Allianz Supplementary Insured Exemption from Premiums Term life insurance (Optional), etc. You can decide your own pension collection date applying following restriction: no earlier than five years after the policy is in force or by the end of the payment period, whichever is later. It meets your needs for at various life stages such as education and retirement with a variety of protection tenor.

Allianz Hui Ju Feng Cai Insurance Plan

This Plan is composed of Allianz An Yu Feng Cai (V) Double Insurance (Par.) and Allianz Supplementary Insured Exemption from Premiums Term life insurance (Optional), etc. It offers 3 years and 5 years payment period to provide more flexibility in your financial planning.

Ping An Ying Li Bao Annuity Insurance

Ping An Ying Li Bao Annuity Insurance features safe and steady annuity benefits and special survival insurance along with other unique and beneficial surprises. This product assists you in easily achieving financial milestones and helps you through critical moments.

Ping An Jin Bo Shi Education Annuity Insurance(Participating)

Among all of the important phases in life, turning 18 is meaningful to every child. At this time, children often expect independence and look forward to creating their own future. Ping An Jin Bo Shi Education Annuity Insurance (Par.) can help them achieve their dreams.

Feng Ying Nian Nian Insurance Plan serves two major financial goals: the future education fee for your children and your future pension. It features flexible usage, customized payment options and potential dividends. Let us assist you in growing your wealth and management so you can focus on enjoying your life.

Managing and growing wealth

HSBC Hui Cai Bao Annuity Insurance (Unit-linked)

HSBC Hui Cai Bao Annuity Insurance (Unit-linked) is a lump-sum premium unit-link insurance product featuring with investment and protection. This product provides five investment accounts options with different assets allocation for your freedom of choice for you to achieve wealth.

Allianz An Ying You Xuan Annuity Insurance (Unit-linked)

Allianz An Ying You Xuan Annuity Insurance (Unit-linked) provides five types of investment accounts: Wealth Growth, Financial Balance, Peace and Benefit, Advanced Index and Bond Sound. You can freely choose and specify the allocation ration for each investment account based on your investment preferences.

Allianz Hui Ju Feng Cai Insurance Plan

This Plan is composed of Allianz An Yu Feng Cai (V) Double Insurance (Par.) and Allianz Supplementary Insured Exemption from Premiums Term life insurance (Optional), etc. It offers 3 years and 5 years payment period to provide more flexibility in your financial planning.

Feng Ying Nian Nian Insurance Plan serves two major financial goals: the future education fee for your children and your future pension. It features flexible usage, customized payment options and potential dividends. Let us assist you in growing your wealth and management so you can focus on enjoying your life.

Legacy planning

HSBC Hui Ying Yi Sheng Whole Life Insurance (Participating)

HSBC Hui Ying Yi Sheng Whole Life Insurance (Par.) is an increasing whole life coverage that helps you protect your family against the possibility that you may not always be there with them.

Allianz Sheng Shi Zhen Chuan Insurance Product Plan

Exclusively for HSBC Jade customers. This Plan is comprised of Allianz Sheng Shi Zhen Chuan Whole Life Insurance (Participating), Allianz Huan Qiu Zhen Xiang Oversea Medical Insurance (Optional), and Allianz Applicant Term Life Waiver of Premium Rider (optional).

Allianz Fu You Jin Sheng Whole life Insurance Plan

The plan consists of Allianz An Shun Hui Fu Whole Life Insurance (Participating), Allianz Applicant Term Life Waiver of Premium Rider” (optional).

Metlife Du Hui Nian Hua Whole Life Insurance Plan assists you throughout different life stages as well as assure you and your family with more confidence. This plan aims at maintaining quality of your family life, planning for your legacy in advance, and reflecting your life value. 

Ping An Chuan Fu Yi Sheng Er Hao Whole of Life Insurance

Ping An Chuan Fu Yi Sheng Er Hao Whole of Life Insurance with high cover, increasing sum assured and flexible premium payment period will assist you and your family for protection planning and Legacy Planning.

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Now you can enjoy convenient access to insurance products, wherever life takes you. Apply online in 3 easy steps without having to visit a branch.

Frequently asked questions

1. All the insurance products mentioned on this site are designed, developed and managed by other insurance companies. HSBC Bank (China) Company Limited, as the insurance agent for distribution of relevant insurance products, is not responsible for any matters in relation to the underwriting, policy cancelation, claims and risk management. 

2. Whilst every care has been taken in preparing the information above, HSBC Bank (China) Company Limited makes no guarantee, representation or warranty as to its accuracy or completeness. 

3. The information above is not and should not be regarded as an offer to sell or a solicitation for an offer to buy any financial product, and should not be considered as investment. For all the  related rights and obligations, please refer to the corresponding product documents provided by HSBC Bank (China). And plesae note the important information, such as excluded liabilities, surrender, cash value and cooling-off period etc.