This product is issued and managed by AXA Tianping Property & Casualty Insurance Co., Ltd. HSBC, as the third-party distribution agency, assumes no responsibility for investment returns, payments or risk management of the product.
With an annual maximum coverage of RMB28 million, AXATP “SmartCare Elite” Individual Health Insurance provides a total solution, providing you high quality healthcare coupled with an easy claims processing service.
More help when you need it.
When the unexpected happens, this policy can offer you more support with additional benefits.
Learn more about our Terms and Agreements from below Policy Contract.
Ms Wang, 28 years old and recently married, is planning to fall pregnant. She has selected the China Diamond plan. Her annual premium is RMB34,299, covering an annual inpatient up to RMB13 million per year, outpatient up to RMB30,000 per year, dental up to RMB5,000 per year, and maternity protection up to RMB80,000 per year.
Ms Chen, 31 years old, selected the China Platinum plan for her 2-year-old son and herself, with a premium of RMB35,206 per year (after receiving a family discount of 5% for two people covered). Ms Chen and her baby can now both enjoy: Inpatient cover up to RMB13 million per year, outpatient cover up to RMB30,000 per year, and dental cover up to RMB5,000 per year.
Mr Ian Thomas, 35 years old, expat now working in China but still frequently travelling overseas. He selected the International Diamond plan (excluding USA) with an annual premium of USD4,334. His insurance benefits include: Inpatient cover up to RMB20 million per year, outpatient cover up to RMB60,000 per year, dental cover up to RMB8,000 per year, and is covered internationally*
Mr Cao, a 40 years old senior executive of an international trading company. His wife is 38 years old and they have a 10-year-old daughter. Due to his work, he frequently travels overseas on business. He selected the Worldwide plan with an annual premium of RMB120,796 (after receiving a 10% family discount for three people covered). They all respectively enjoy inpatient cover up to RMB28 million per year, outpatient cover up to RMB120,000 per year, dental cover up to RMB10,000 per year and global medical coverage.
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