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Foreign Currency Exchange

Enjoy fast and convenient, real-time Foreign Currency Exchange services at our branches and via e-Banking to meet all of your foreign currency exchange needs.

Key benefits

  • Real-time foreign exchange
  • 24-hour e-Banking anytime, anywhere
  • Save in foreign currency for your future needs
  • Competitive exchange rates for up to 10 key foreign currencies

HSBC Online Banking

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HSBC Premier customers

HSBC Advance customers

Other customers

400-820-3090

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Individual Foreign Exchange Settlement Business allows customers to sell their foreign currencies to HSBC at our foreign exchange rates in return for the equivalent amount in RMB.

Individual Foreign Exchange Purchase Business allows customers to purchase foreign currencies from HSBC. 

According to the regulation set out for individual foreign currency conversion by the State Administration of Foreign Exchange, for domestic individuals the annual quota of settlement and purchase is USD50,000 equivalent.  For foreign individuals, the annual quota of settlement is USD 50,000 equivalent.

To conduct foreign exchange settlement/purchases, you can either:

  • Visit our branches with your valid identity certificate and other documents (if applicable)
  • Use the e-Banking service 

For branch transactions, settlement and purchase transactions are available to both domestic and non-domestic customers with valid ID and related supporting documents, if necessary. Services are available from 9:30 am to 6:00 pm, Monday to Friday (Chinese public holidays excluded).

For e-banking, settlement transactions are available to both domestic and non-domestic customers; purchase transactions are available to domestic customers only. 

Log on to Internet Banking now. Don’t have Internet Banking? Register now.

View our latest exchange rates.

  Settlement
Purchase
Domestic Individual:Quota
Annual Quota of USD50, 000 equivalent per person
Annual Quota of USD50, 000 equivalent per person
Domestic Individual:Required Documents
Within Quota: Valid Identity certificate
Above Quota: Please consult with our staff for details
Within Quota: Valid identity certificate
Above Quota: Please consult with our staff for details
Domestic Individual:Service Channel
Branches; Online Banking; Mobile Banking (you can conduct settlement at e-Banking within quota, with USD20, 000 equivalent limit per time)
Local branches; Online Banking; Mobile Banking (you can conduct purchases within quota at e-Banking, with USD20, 000 equivalent limit per time)
Non-Domestic Individual:Quota
Annual Quota of USD50, 000 equivalent per person
No quota
Non-Domestic Individual:Required Documents
Within Quota: Valid Identity certificate
Above Quota: Please consult with our staff for details
Valid Identity certificate and documents evidence for source of fund (please see FAQ or Contact HSBC)
Non-Domestic Individual:Service Channel
Branches; Online Banking; Mobile Banking (you can conduct settlement within quota at e-Banking, with USD20, 000 equivalent limit per time)
Please consult with our staff for details 

 

The above services are conducted in compliance of SAFE regulations and other related laws and regulations.

 

Foreign Exchange Business allows customers to sell their foreign currencies to HSBC at our foreign exchange rates in return for the equivalent amount in other foreign currencies.

You can also bring your identity certificate to the nearest local branch to conduct foreign exchange, or log on to your e-Banking and use the “Transfer” feature to fulfil your currency needs with our competitive exchange rates. If you do not have Internet Banking, it is simple to register.

 
Foreign Exchange Services
Foreign Exchange Services
Currencies*
USD, EUR, HKD, JPY, GBP, AUD, SGD, CAD, NZD, etc
Transaction Amount
Any Amount
Exchange Rates
Real-time Rates (Discount offers available for different transaction amounts)
Service Channel
Local branches; Personal Internet Banking; Phone Banking 
Service Hours

Local Branches: 9:00 am - 5:00 pm, Monday to Friday (excluding public holidays in China)

 

Personal Internet Banking/Mobile Banking: 7*24 (excluding public holidays in China)

Daily Accumulative Exchange Limit
RMB5,000,000 equivalent

*Subject to the compliance of local laws and regulations, HSBC may include additional currencies to foreign exchange services.

Risks disclosure:

  1. Real-time exchange rates fluctuate constantly. Please make independent decisions at the time of your choosing. The deal cannot be cancelled once you accept the exchange rate and conduct the transaction.
  2. The value of your foreign currency assets will be subject to the risk of fluctuations of the exchange rate. If you choose to convert your foreign currency deposit into another foreign currency, please be aware of foreign currency exchange risks.

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Frequently asked questions