Time Deposits provide multiple deposit tenors and guaranteed returns to help you manage your RMB assets.
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HSBC RMB Time Deposit promotion offers bonus interest rate to deliver optimal returns on your investments in managing short and long-term financial goals. The promotion is valid from 02 Jan 2018 to 31 Jan 2018.With this RMB Time Deposit offer, you will enjoy interest rate higher than that of HSBC’s board rate, more flexibility in interest settlement and minimum loss on early withdrawal.
Benefits:
Promotion application:
Customers may sign up for this promotion by submitting a completed “HSBC personal term deposit promotion application” at HSBC branch.
Deposit Period |
Total interest |
|---|---|
Tenor 1: 1st- 6th month |
1,000,000 * 1.5%/360 * 180= 7,500 |
Tenor 2: 7th-12th month |
1,000,000 * 2%/360 * 180= 10,000 |
Tenor 3: 13th – 18th month |
1,000,000 * 2.5% /360 * 180 = 12,500 |
Tenor 4: 19th – 24th month |
1,000,000 * 4%/360 * 180 = 20,000 |
Tenor 5: 25th – 30th month |
1,000,000 * 5%/350 * 180 = 25,000 |
Tenor 6: 31th – 36th month |
1,000,000 * 6%/360 * 180 = 30,000 |
Three-year total interest is 105,000, average interest rate (p.a.) is 3.5%.