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HSBC Premier Debit Card

With an HSBC Premier Debit Card, you don't just enjoy security and convenience. It is also your passport to a wide range of local and international privileges and services.
HSBC Premier Debit Card

HSBC Premier Debit Card

HSBC Premier Debit Card
HSBC Premier Debit Card
With an HSBC Premier Debit Card, you don't just enjoy security and convenience. It is also your passport to a wide range of local and international privileges and services.
  • Attentive and preferential treatment
  • One-stop solution for local and foreign currency accounts
  • Greater convenience for cash withdrawals both in China and overseas
  • Free and flexible management of funds

Contact us

HSBC Premier customers

400-820-8828


Other customers

400-820-3090

Please dial China country code +86 if you are calling from overseas

Benefits

  • Global recognition and privileges

    With your HSBC Premier Debit Card, you enjoy international recognition as an HSBC Premier customer and professional services of superior quality. There is no annual fee and there are no transaction fees for cash withdrawals at HSBC ATMs in China and abroad.

  • Greater convenience for cash withdrawals in China and abroad

    Inside China, you can withdraw RMB from your RMB account through HSBC China ATMs or from your RMB primary account through UnionPay network ATMs.

    Outside China, you can withdraw the local currency through UnionPay network ATMs from the RMB primary account linked to your card, or through HSBC ATMs from your foreign currency account linked to your card (if you have already opened a foreign currency account and linked it to your debit card, except for Taiwan area).

  • One-stop solution for local and foreign currency accounts

    Link up to three local accounts. The primary account should be an RMB settlement account, and the two supplementary accounts can be either RMB or foreign currency accounts. You can change the supplementary accounts whenever you want according to your needs.

  • Free and flexible management of funds

    Say goodbye to a bulging wallet full of cash. The HSBC Debit Card can be used at millions of domestic and overseas POS terminals affiliated to the UnionPay network.

    Make online payments conveniently with your HSBC Debit Card via UnionPay. You can pay for online purchases around the world, including utility expenses, mobile phone bills, credit card debt, transportation, business trips and charitable donations.

Apply

For new customers to HSBC China (if you do not have any accounts with HSBC China)

1. Fill in the following forms for both RMB settlement account opening and debit card application:

2. Apply at our branch with the completed forms. You will also need to bring the following:

  • Valid identification document (original)
  • Former name/alias proof (if applicable) (original)
  • Proof of residential address (and permanent address if different)
  • Other documents required by the bank

3. The debit card and PIN will be given to you once the application is successfully completed.

For existing customers of HSBC China (if you have at least one personal account with HSBC China)

1. Fill in the following form*

2. Apply at our branch with the completed forms. You will also need to bring the following:

  • Valid identification document (original)

3. Your debit card will be sent to the correspondence address held by the bank within approximately 10 working days (subject to postal delivery time) after your application.

4. Please bring your debit card, card mailer and valid identification document (original) to the same branch where you applied for your debit card to collect your PIN.

 

* If you don’t have an RMB settlement account with our bank, please open it first according to the account opening process.

Charges

Tariff table (Unit: RMB)

Item  

HSBC Premier Debit Card

(for Premier customer)

Annual fee
Free
Loss report
Free
New card replacement
RMB10
Balance enquiry (in and outside China)
Free
Intra-province HSBC China ATMs
Free
Intra-province other bank ATMs
RMB2 *
Inter-province HSBC China ATMs
Free
Inter-province other bank ATMs

RMB2+1% of withdrawal amount 

(1% part min: RMB1, max: RMB50)

Overseas HSBC Group ATMs
Free
Overseas China UnionPay ATMs
RMB20 or equivalent+1% of withdrawal amount

 

Notes:

  • 'Intra-province' means the transaction place and the branch of the primary account are in the same province (or municipality). ‘Inter-province’ means the transaction place and the branch of the primary account are not in the same province (or municipality)
  • The withdrawal amount and the service fee will be debited from your withdrawal account once. 
  • Transactions at ATMs of HSBC Group member Hang Seng Bank in mainland China will be charged as different bank transactions

 

*Special offer: Until 31 December 2018, HSBC Premier Debit Card holders won’t pay a service fee when they make cash withdrawals at intra-province (including municipality) ATMs operated by other banks.

Payment & Security

 
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Make online payments conveniently with your HSBC Debit Card via UnionPay. You can pay for online purchases around the world, including utility expenses, mobile phone bills, credit card debt, transportation, business trips and charitable donations.

 
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HSBC Bank (China) Co., Ltd. provides a new mobile payment solution for HSBC China debit card holders to support Apple Pay services enabling secure and fast payments.

 
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Debit card user security tips

Related products

 
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HSBC Advance Debit Card gives you the convenience of cash withdrawals, purchases anywhere within China as well as when you travel abroad.

 
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HSBC China offers you a wide range of quality savings accounts and time deposit products and services, empowering you to accumulate and manage your wealth with ease.

 
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When your life becomes about more than just you, we’re here to support you with the surprises life throws your way, to help your family prosper, and to plan with you for whatever the future brings.

 
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Banking with HSBC is easy, whether you’re at home, in the office or on the move. We offer mobile, phone and online options, so you can choose which suits you the best.

Frequently asked questions

Unless otherwise specified, 'HSBC Debit Card' refers to all debit cards issued by HSBC China (ie HSBC Premier Debit Card, HSBC Advance Debit Card and other types of debit card issued by HSBC China).

The above content is for reference only. For more details, please refer to the Debit Card Terms and Conditions issued by HSBC Bank (China) Company Limited.

*You will leave hsbc.com.cn by clicking non-HSBC links. Those links may allow you to access other websites. Please read the linked websites' terms and conditions. HSBC has no control over non-HSBC websites and is not liable for your use of them.