Top of main content

HSBC Advance Debit Card

The HSBC Advance Debit Card gives you all of the convenience of cash withdrawals and purchases anywhere within China as well as when you travel abroad.
HSBC Advance Debit Card
HSBC Advance Debit Card
The HSBC Advance Debit Card gives you all of the convenience of cash withdrawals and purchases anywhere within China as well as when you travel abroad.
  • Attentive and preferential treatment
  • One-stop solution for local and foreign currency accounts
  • Greater convenience for cash withdrawals in China and overseas
  • Free and flexible management of funds

Contact us

HSBC Advance customers

400-820-8878


Other customers

400-820-3090

Please dial China country code +86 if you are calling from overseas

Benefits

  • Attentive and preferential treatment

    Enjoy discounts on shopping and dining as well as other privileges with your HSBC Advance Debit Card. There are no transaction fees on cash withdrawals at HSBC China ATMs and no annual fee.

  • Greater convenience for cash withdrawals in China and abroad

    Inside China, you can withdraw RMB from your RMB account through HSBC China ATMs or from your RMB primary account through UnionPay network ATMs.

    Outside China, you can withdraw the local currency through UnionPay network ATMs from the RMB primary account linked to your card, or through HSBC ATMs from your foreign currency account linked to your card (if you have already opened a foreign currency account and linked it to your debit card, except for Taiwan area).

  • One-stop solution for local and foreign currency accounts

    Link up to three local accounts. The primary account should be an RMB settlement account and the two supplementary accounts can be either RMB or foreign currency accounts. You can adjust the supplementary accounts whenever you want according to your needs.

  • Free and flexible management of funds

    Say goodbye to a bulging wallet full of cash. You can use your HSBC Debit Card at millions of domestic and overseas payment terminals affiliated to the UnionPay network.

    Make online payments conveniently with your HSBC Debit Card via UnionPay. You can pay for online purchases around the world, including utility expenses, mobile phone bills, credit card debt, transportation, business trips and charitale donations.

    You can also apply to be an HSBC Premier customer to enjoy international recognition and privileges, plus exclusive international and domestic value-added services and many other offers.

Apply

For new customers to HSBC China (if you do not have any accounts with HSBC China)

1. Fill in the following forms for both RMB settlement account opening and debit card application:

2. Apply at a branch with the completed forms. You will also need to bring the following:

  • Valid identification document (original)
  • Former name/alias proof (if applicable, original)
  • Proof of residential address (and permanent address if different)
  • Other documents required by the bank

 

3. The debit card and PIN will be given to you once the application is successfully completed.

For existing customers of HSBC China (if you have at least one personal account with HSBC China)

1. Fill in the following form*

2. Apply at our branch with the completed forms. You will also need to bring a valid identification document (original).

3. Your debit card will be sent to the correspondence address held by the bank within approximately 10 working days (subject to postal delivery time) after your application.

4. Please bring your debit card, card mailer and valid identification document (original) to the same branch where you applied for your debit card to collect your PIN.

* If you don’t have an RMB settlement account with our bank, please open it first according to the account opening process.

Charges

Tariff table (Unit: RMB)

Item

HSBC Advance Debit Card

(for Advance customer)

Annual fee
Free
Loss report
Free
New card replacement
RMB15
Balance enquiry (in and outside China)
Free
Intra-province HSBC China ATMs
Free
Intra-province other bank ATMs
RMB2 *
Inter-province HSBC China ATMs
Free
Inter-province other bank ATMs

RMB2+1% of withdrawal amount 

(1% part min: RMB1, max: RMB50)

Overseas HSBC Group ATMs
RMB20 or equivalent+1% of withdrawal amount
Overseas China UnionPay ATMs
RMB20 or equivalent+1% of withdrawal amount

 

Notes:

  • ‘Intra-province’ means the transaction place and the branch of the primary account are in the same province (or municipality). ‘Inter-province’ means the transaction place and the branch of the primary account are not in the same province (or municipality)
  • The withdrawal amount and the service fee will be debited from your withdrawal account once. The service fee for fund transfer from Multicurrency Notes Savings to Multicurrency Exchange Savings through HSBC Advance Debit Card, which is 1% of the fund transfer amount, will also be debited from the corresponding account once

 

*Special offer: Until 31 December 2018, HSBC Advance Debit Card holders won’t pay a service fee when they make cash withdrawals at intra-province (including municipality) ATMs operated by other banks.

Payment & Security

 
New window

Make online payments conveniently with your HSBC Debit Card via UnionPay. You can pay for online purchases around the world, including utility expenses, mobile phone bills, credit card debt, transportation, business trips and charitable donations.

 
New window

HSBC Bank (China) Co., Ltd. provides a new mobile payment solution for HSBC China debit card holders to support Apple Pay services enabling secure and fast payments.

 
New window

Debit card user security tips.

Related products

 
New window

Enjoy a Premier experience with our dedicated and personalised support.

 
New window

HSBC China offers you a wide range of quality savings accounts and time deposit products and services, empowering you to accumulate and manage your wealth with ease.

 
New window

At HSBC, we'd never claim to play a starring role in your successes, but we're here to support them in every way we can.

 
New window

Banking with HSBC is easy, whether you’re at home, in the office or on the move. We offer mobile, phone and online options, so you can choose which suits you the best.

Frequently asked questions

Unless otherwise specified, 'HSBC Debit Card' refers to all debit cards issued by HSBC China (ie HSBC Premier Debit Card, HSBC Advance Debit Card and other types of debit card issued by HSBC China). 

The above content is for reference only. For more details, please refer to the Debit Card Terms and Conditions issued by HSBC Bank (China) Company Limited.

*You will leave hsbc.com.cn by clicking non-HSBC links. Those links may allow you to access other websites. Please read the linked websites' terms and conditions. HSBC has no control over non-HSBC websites and is not liable for your use of them.